"When we honestly ask ourselves which person in our lives means the most to us, we often find that it is those who, instead of giving advice, solutions, or cures, have chosen rather to share our pain and touch our wounds with a warm and tender hand."Henri Nouwen
|
| |
Looking for the best advice in relation to bridesmaid dresses.
Looking for the best advice in relation to bridesmaid dresses. When you're seeking top information relating to bridesmaid dresses, you'll find it difficult separating value-packed advice from amateurish bridesmaid dresses proposals and support so it is ...
Sam, My Border Collie's Internet Marketing Advice! No 5
Sam, My Border Collie's Internet Marketing Advice!No: 5You have permission to publish this articleelectronically or in print, FREE of charge,as long as the bylines are included and youonly mail to a 100% opt-in list.Sam (that's my 12 year old Border ...
You may have found the latest and accurate advice relating to billiards.
When you're after top information relating to billiards, it will be tricky separating quality information from misguided billiards proposals and directions so it is wise to recognize ways of moderating the information offered to you. eBay: Pool Cues ...
|
|
|
| |
This article is written by a 27 year old female (borderline Generation X / Y) called Rachel. Rachel spent six years at university, has no outstanding debts with the exception of government student loans. Rachel also has no pension plan, no life insurance, savings or property investment. Despite reports of average starting salaries for graduates beginning at £18,000, some even at £25,000, Rachel started on £14,000 three years ago, despite gaining a First Class Honours and offering extensive work experience.
This isn’t therapy through Microsoft Word, but it’s not uncommon to read reports of “apathetic youth” in the media. For driven young graduates who didn’t quite land where they expected – it is a little frustrating to be branded “ignorant”, when it is already difficult working off university debts and fighting your way onto the career ladder in a very competitive market.
What is the point of having independence in old age, if you cannot experience it in youth? That is not to say young people should be encouraged or supported in their debateable extravagance, only that we remain unconvinced by old age. We may have seen our parents lose money in shares or private pension funds, or get divorced and lose money through property. We may be worried about global warming and in an age of suicide bombers, we may not even be confident about how much control we have on our lives anyway. With so much choice on what we can do, but so few people empowering us with confidence, we may well rebel for years to come – chopping and changing until we find something that fits or until we get tired.
It’s too easy to brand young people as apathetic just because they haven’t got pensions or life insurance. Smug thirty-somethings who received full grants, graduated in a less competitive market and bought property when the house market was low are quite happy to “tut tut” at their twenty-something
shadows in their lack of financially savvy experience, but today’s twenty somethings are being squeezed from all angles:
* Student loans replace university grants
* Commercialisation of university life, with banks and credit card companies actively courting student customers
* High property prices
* Very competitive job market
What we need are comprehensive financial research sites that provide information which directly relates to our circumstances. Websites such as moneynet ( http://www.moneynet.co.uk ) with their product price comparisons and finance guides (especially the student finance guide) –do go most of the way, but we want something that also takes into account our aspirations, situations and will go the distance. We’re not adverse to pensions, life insurance and mortgages, but if we’re going to splash out lots of dough, it has to be a reasonably reliable investment and we remain unconvinced from we’ve seen so far in provocative, panic-stirring media.
It’s true that products such as life insurance would at least protect our families from our debts and that’s important, but with regard to pension, who’s to say that in our old age, we may not revert back to student lifestyles – living in communities and on budgets.
Resources:
Google and the search command “define: generation X” or define: generation y” for age reference http://www.abi.org.uk/Display/File/Child/237/June_2004.pdf (The source of inspiration for this article!)
About the Author
As well as the information in the article, Rachel writes for the personal finance blog Cashzilla. Please feel welcome to comment on any of the article, Cashzilla may bite, but Rachel doesn’t!
Web: http://www.cashzilla.co.uk E-mail: rachel@positiveinterest.com
|
|
|
|
|
|
 Foreign workers face stress - Straits Times
Laid-off foreign workers are scrambling for temporary visas and seeking advice from immigration attorneys about how long they can legally stay in the country while hunting for jobs. Even some foreigners here on visas or work permits are switching ...
Inauguration commute likely to be long - The Washington Times
On a typical weekday, hundreds of thousands of people commute to the nation's capital, snarling roads and packing subway trains and buses during peak hours. Imagine multiplying that several times for President-elect Barack Obama's inauguration Jan ...
Nash, Rafalski and Ward named Stars of Week - CNN Sports Illustrated
NEW YORK (Jan. 5) -- Columbus Blue Jackets left wing Rick Nash , Detroit Red Wings defenseman Brian Rafalski and Carolina Hurricanes goaltender Cam Ward have been named the NHL's Three Stars for the week ending Jan. 4. FIRST STAR -- Rick Nash, LW ...
Bush Sr sees younger son Jeb as future prez - Times of India
WASHINGTON: Former President George HW Bush said he'd like to see his second son, Jeb, become president of the United States some day. In an interview to Fox News on Sunday, Bush said his second son, a former governor of Florida, had all the ...
Monaco seeks financial advice - Elkhart Truth
COBURG, Ore. -- More changes may be coming to Monaco Coach Corp. The recreational vehicle maker announced Monday it has hired outside financial advisers to examine all aspects of its operation including the Roadmaster specialty trailer division in ...
Yates rejects lawyer's advice of insanity plea - WISC News
Twin infants murder defendant David R. Yates will not accept his attorney's advice to make an insanity plea, sending the two on their separate ways Monday and likely meaning a delay in his two-week trial now set for February. Yates, 46, of Baraboo ...
Steve & Lynelle: Married, but looking for action - Herald-Bulletin
Dear Steve and Lynelle, I’m a happily married 50-year-old, but I want to sleep with other women and discovered there are a lot of women who are in the same boat. They want to have experiences with others but love their spouses. My interest is ...
Dear Mr. President - Amarillo Globe News
Students we want to know: What advice would you offer President-Elect Barack Obama or what would you ask him if you could meet him? Write your Dear Mr. President letter and submit it to the Amarillo Globe-News by Jan. 9 for publication on Amarillo ...
About Quam Financial Advisory (QFA) - Quamnet
• Unique Q&A investment advisory service complemented with in-depth Hong Kong equity and industry research from Quam Research Pro • Tailor-made advice and answers on Hong Kong equity market, industry and stocks, and stock portfolio; plus advice ...
Complaint filed against W.Va. family law judge - Cumberland Times-News
FCUMBERLAND — A Springfield, W.Va., man has filed an ethics complaint against an Eastern Panhandle judge for abusing her authority, according to the West Virginia Record. Fred Schermerhorn filed a complaint last month with the Judicial ...
|
